Privacy Policy

Information We Collect

Depending on the service you use, we may collect:

• Personal details (e.g., name, address, date of birth, government-issued IDs)
• Employment and financial information (employer, income, payslips, bank details)
• Contact information (email, phone number, address)
• Transaction details (amounts, repayment history)
• Website usage data (IP address, browser type, access logs, cookies, analytics)
• Any additional personal data reasonably required to assess and process your application or participation in a BLC program

As BLC's services evolve, additional categories of data (for example, information relating to specific livelihood or partnership programs) may be processed. Any such processing will be covered by an updated Privacy Policy and appropriate consent before it takes effect.

How We Use Your Information

We process your data to:

• Evaluate and process applications and program participation
• Verify identity, employment, and eligibility details
• Manage accounts and repayments
• Communicate updates, reminders, and notices
• Comply with legal and regulatory requirements (including AML obligations)
• Improve our website and services

Data Sharing

We may share your information with:

• Authorized employees and service providers
• Partner banks, payment processors, and credit bureaus
• Government agencies when required by law

Data is shared only to the extent necessary and under proper data protection agreements. We do not sell or trade your personal data.

Data Retention

We retain your information only as long as necessary for the purposes stated, subject to legal and regulatory retention requirements, including financial and anti-money laundering obligations. Once no longer needed, data will be securely deleted or anonymized.

Data Protection

We implement reasonable and appropriate safeguards consistent with industry standards, including:

• Secure servers and encrypted communications
• Restricted access to authorized personnel
• Regular audits and compliance checks

Your Rights

Under the Data Privacy Act of 2012, you have the right to:

• Right to be Informed
• Right to Object
• Right to Access
• Right to Rectification
• Right to Damages
• Right to Portability
• Right to File a Complaint
• Right to Erasure or Blocking

Cookies and Tracking

Our website may use cookies and analytics tools to improve user experience and monitor site performance. You may disable cookies in your browser settings. A separate Cookie Policy will be provided for more details.

Contact Us

For any privacy questions or concerns, you may contact us at besupportlending@gmail.com.